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Are Fireworks Accidents Covered?
A longtime, extremely popular summer rite is to enjoy setting off fireworks. However, it’s important to think before striking a match or using a lighter on your first firecracker, sparkler, smoke-bomb...
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Don’t Assume Your Jewels Are Covered!
Most homeowner policies provide very limited coverage for jewelry. The reason for this is that jewelry is high-valued (especially in relation to its size), is easily lost or destroyed and is vulnerable...
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What is “subrogation”?
Are you familiar with “subrogation”? It is a common insurance policy provision and it is an important one! Your appreciation for insurance will increase if you learn about it! An insurance policy, no...
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Do Renters Need Insurance?
People are renters for different reasons. Regardless whether renting is because of financial necessity or a lifestyle preference. Renters frequently choose not to insure for reasons such as: Insurance...
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Vacant or Unoccupied Homes
An unoccupied home is a temporary condition and an exception to a residence normally having occupants A vacant home generally represents abandonment of property. Either condition may affect your...
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Trick-or-Treat Lawsuit
Traverse City area neighborhoods will soon have Trick-or-Treater’s knocking on their doors It’s their responsibility as the homeowner and insurance policy owner, to prevent losses. Halloween is a huge...
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Halloween Safety Checklist
Getting ready for trick-or-treating in Traverse City tonight (which officially runs from 5pm-8pm)? Consider reviewing the following safety checklist with your little ghosts and goblins: Consider...
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Thanksgiving Day is Top Day For Cooking Accidents
Serafino Alfe was deep-frying turkeys for an annual fundraiser dinner recently and ended up at the Loyola Burn unit with third-degree burns – the worst – on his leg. “I tripped and fell right into the...
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Allstate Drops Homeowners Who Insure Autos Elsewhere
Some North Carolina residents who insure their residences through Allstate are finding themselves dropped by the company for refusing to bundle their home and auto coverage. Allstate Insurance Co. has...
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Landlord Loss Prevention
Loss Prevention Guidelines Being a landlord isn’t always easy. Problems with tenants can result in loss of time and money as well as unnecessary hassles. If you don’t want to deal with rent collection,...
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